P Insurance

part of insurance policy that covers claims-related expenses,reasonable expenses incurred by a insured 2protect damaged property frm mr loss

while an insured was towing trailer w auto, trailer came loose & ran n2store. What Part of insured auto policy would pay for damages to stor

If an insured is n the process of moving2new location, his personal propert cov under dwelling policy will apply on pro rata basis at both 4

$100k house insured on policy w an 80% coinsurance req has a fire that caused $40k of damage. Owner has a policy w $60k cov. How much 4loss?

which of following situations is it legal to limit cov based on marital stat

which of the following is not true about earthquake coverage

persons covered under an insurance policy, whether named or not, are known as

all of the following are supplemental payments included in the liability section of a personal auto policy EXCEPT

How many days does the insurer have to re-underwrite a policy that is found to be incorrect or incomplete?

under the dwelling policy form, what is the maximum time lim during which volcanic activities would b considered part of 1 occurrence ?

Circulatiung deceptive sales material to the public is what type of Unfair Trade Practice?

An insured has a liability policy that sets the amount for all claims that arise from a single incident @$50k. Type of lim of liabity has?

Uninsured Motorist Coverage must b included n every automobile insurance policy issued for delivery or renewal in his state unless

A policy that insures all property at multiple locations for a single amount is referred to as

if a resident insurance producer moves from TN to another state, he or she must file change Of add cert from the new resident state

An applicant knowingly fails2 communicate info that would help an underwriter make a sound decision regarding coverage. This is a ex of?

In P insurance, what is the term for amount of a loss that the insured must cover out of pocket will pay for the addt amount of

An insured owns a fire insurance policy on her house. If her home is totally destroyed in a fire, how much will the insurer be liable for?

When an insurance does not offer a continuation or replacement at its expiration date, it is considered a

An insurer neglects to pay a legitimate claim that is covered under the terms of the policy. Which insurance principles has insured violated

The pro rata liability clause is designed to protect the principle of

Which of the following would NOT be covered by med payments to others in Section 2 of your H0 policy?

The dwelling on HO-2, HO-3, or HO-5 forms is covered for repl, provided that it is insured for at least what % of repl cost on date of loss?

The mobile home endorsement alters the homeowners policy to cover a mobile home and other structures on land

An insured's business is damaged because of a fire is forced to close the business for repairs cause the insured lost income.type of loss

Termination of an in-force insurance policy prior ti the expiration date shown in the policy is known as a?

When applying for individual life insurance policy, an applicant states he went to doc for nausea,but doesn't mention symptoms.this is ex of

which of the following is a method of claim settlement used in casualty insurance when the insured and insurer can't agree on how to settle?

In personal auto policies, the term "you" refers to

All of the following are parts of a personal auto policy EXCEPT

A candidate for Life insurance producer's license must complete how many hours of prelicensing education?

Elaborate homes and those with detailed designs or decorative architecture w replacement cost greater than ACV or market value r insured on

An insurance co has published a brochure that inaccurately portrays the advantages of a particular insurance policy. What example is this of

Which of the following may obtain a producer's license but may NOT sell, solicit, or negotiate a contract of insurance in TN?

The part of the insurance that describes the covered perils and the nature of coverage of the contractual agreement btwn insurer is?

the policy provision found in the property insurance policies that prevents the insured from collecting twice for the same loss is called

to find what the policy pays what formula do we use with 80% insurance clause

All of the following actions may be brought against an insurance agency found guilty of W/H knowledge of an appointed licensee violation of

Which of the following coverages in dwelling and homeowners policies is for indirect losses?

An individual wants to buy a fire insurance policy for her house on abuilding worth $80k. What's max amount of fire insurance she can get?

When a mortgagee is named in a mortgagee clause attached to a fire or other direct damage policy

Events in which a person has both the chance of winning or losing are classified as

how much in dwelling policy will be paid per damage to trees and shrubs?

Under the dwelling policy, Coverage C - Personal property is

Any of the following would be considered an Unfair Trade Practice, EXCEPT

In forming an insurance contact, when does acceptance usually occur?

For the reported losses of an insured group to become more likely to equal the statistical probability of loss for that particular class, th

A policy condition that stipulates how the amount of damage or lost property will be determined if the insured and the principal do not agre